HOW DO REMOVE JUDGEMENTS FROM CREDIT REPORT?

 To remove judgments from your credit report, you will need to contact the court where the judgment was issued and ask them to vacate or set aside the judgment. This means that the court will cancel the judgment and remove it from your credit report. Keep in mind that vacating or setting aside a judgment is a legal process and you may want to consult with an attorney to help you with this process. Additionally, you can dispute any inaccurate or incomplete information on your credit report with the credit bureau that is reporting it. If the credit bureau finds that the information is incorrect, they will remove it from your credit report.

To remove judgments from a credit report, the individual can:

1. Contact the creditor or collection agency and negotiate a settlement agreement to pay off the debt. Once the debt is paid in full, the creditor should update the credit report to reflect the paid status.
2. If the judgment was obtained improperly or is not accurate, the individual can file a dispute with the credit bureau. The credit bureau will investigate the dispute and, if found to be valid, will remove the judgment from the credit report.
3. If the judgment has expired, the individual can request that the credit bureau remove it from their credit report. In most cases, judgments will remain on a credit report for seven years from the date they were filed.
4. If the individual has filed for bankruptcy, the judgment will automatically be removed from their credit report as part of the bankruptcy process.